LIC MF Dividend Yield Fund
Dividend Yield Fund
Launch Date: 3 Dec 2018
Suitable for
Investment Period
5+ year investments
Moderate risk investors
Okay with some fluctuations but prefer steadier growth.
Review
Faces weak overall results from poor returns for the risk taken and weaker consistency, though long-term data is limited.
LIC MF Dividend Yield Fund
Dividend Yield Fund
Fund Health
Returns 📈
Typically 21-26% if held 5+ years
Risk ⚠️
Risk of less than FD returns -
Very Low
Quality 🏆
Extra Returns for the Risk -
Average
Consistency of Performance -
Good
Peer Performance
| Fund | Rolling 5Y Returns | Last 3Y Returns | Risk < FD Returns | Consistency Of Performance |
|---|---|---|---|---|
Lic Mf Dividend Yield Fund | 23% | 19% | 0% | Good |
Icici Prudential Dividend Yield Equity Fund | 18% | 21% | 22% | Strong |
Franklin India Dividend Yield Fund | 18% | 15% | 13% | Average |
Nifty 500 Benchmark | 15% | 16% | 9% | — |
Dividend Yield Fund Category Average | 16% | 17% | 15% | — |
Return
Long Term -
Good
Better or close to other funds / index
Recent
Good
Better or close to other funds / index
Overall
Strong
Does well in both long-term and recent performance
Risk
Risk of low returns
Good
Better or close to other funds in avoiding low returns
Extra Return for the Risk
Average
Delivers moderate returns for the risk taken compared to peers
Consistency
Average
Sometimes outperforms, sometimes underperforms compared to peers
Overall Performance
Overall
Average
Moderate overall performance across all metrics
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Track Record
Recent Performance
+40%
+20%
0%
-10%
2022
2023
2024
2025
2026
Index
Fund
When market falls
-0%
-10%
-20%
-30%
-40%
-50%
Aug '19
Mar '20
Jun '22
Mar '23
Index
Fund
During big market falls, your fund tracks the market.
Recovery time after falls
13 months
Fund
|
14 months
Index
Average time taken to recover after a major fall
Fastest recovery
3 mth|3 mth
Slowest recovery
23 mth|23 mth
Details
AUM
₹43 Cr
Expense Ratio
0.74%
Exit Load
Nil, If units of the Scheme are redeemed or switched out up to 12% of the units (the limit) within 12 months from the date of allotment. 1% of the applicable NAV, If units of the scheme are redeemed or switched out in excess of the limit within 12 months from the date of allotment. Nil, If units of scheme are redeemed or switched out after 12 months from the date of allotment
Minimum Amount
N/A
Fund Manager
FM 1: Mr. Dikshit Mittal ; FM 2: Mr. Karan Doshi
Fund House
LIC Mutual Fund Asset Management Limited
Launch Date
3 Dec 2018
Age
7 years
Category
Dividend Yield Fund
Benchmark
Nifty 500 TRI
FAQs
Is LIC MF Dividend Yield Fund a good mutual fund?
LIC MF Dividend Yield Fund is a Average fund based on its returns, risk and consistency.
Historically:
•
Typical returns have been around 23%
•
Risk of earning less than FD returns has been Very Low
•
Performance consistency has been Average
Compared with other funds in the Dividend Yield Fund category, it has delivered better returns while taking less risk.
This fund may be suitable for investors with an investment horizon of at least 5+ years.
Should I invest in LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund can be considered, but there are other funds in the category with stronger risk-adjusted performance or better consistency.
Investors should compare alternatives before investing.
Is LIC MF Dividend Yield Fund safe?
No equity mutual fund is completely safe.
Compared with similar funds, LIC MF Dividend Yield Fund has shown Good downside protection.
Historically, investors holding the fund for 3 years earned less than FD returns in approximately 0% of periods.
This suggests the fund carries less risk relative to its peers.
Can I lose money in LIC MF Dividend Yield Fund?
Yes.
Like all equity mutual funds, LIC MF Dividend Yield Fund can generate negative returns over shorter periods.
Historically, investors holding the fund for 5+ years experienced negative returns in approximately 0% of periods.
The probability generally decreases as the investment horizon increases.
What returns can I expect from LIC MF Dividend Yield Fund?
Historically, investors holding LIC MF Dividend Yield Fund for 5+ years experienced:
•
Typical returns around 23% p.a.
•
Best represented by recent returns of 16% p.a.
•
Worst historical outcome of 15% p.a.
Actual future returns will differ, but historical rolling returns provide a realistic range of outcomes.
How risky is LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund has a Very Low risk profile compared with similar funds.
Historically:
•
Probability of earning less than FD returns: 0%
•
Average fall during major market declines: 19%
•
Average recovery time: 13 months
How does LIC MF Dividend Yield Fund perform during market crashes?
During major market declines, LIC MF Dividend Yield Fund has historically fallen around 19% compared with 20% for its benchmark.
This means the fund has protected investors better than the benchmark during difficult periods.
How long does LIC MF Dividend Yield Fund take to recover after a fall?
Historically, LIC MF Dividend Yield Fund has taken around 13 months to recover from major market declines.
The benchmark recovered in approximately 14 months.
Faster recovery times generally indicate stronger resilience during market corrections.
Who should invest in LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund may be suitable for investors who:
•
Have an investment horizon of at least 5+ years
•
Are comfortable with Moderate risk
•
Want exposure to Dividend Yield Fund funds
Who should avoid LIC MF Dividend Yield Fund?
This fund may not be suitable for investors who:
•
Need money within 5+ years
•
Cannot tolerate market volatility
•
Prefer guaranteed returns
•
Are looking for a different investment style
Is LIC MF Dividend Yield Fund suitable for SIP investing?
LIC MF Dividend Yield Fund can be suitable for SIP investors with a horizon of at least 5+ years.
SIPs can help reduce the impact of short-term market volatility by investing across different market conditions.
What is the probability that LIC MF Dividend Yield Fund earns less than a fixed deposit?
Historically, investors holding LIC MF Dividend Yield Fund for 3 years earned less than FD returns in approximately 0% of periods.
This metric helps investors understand downside risk rather than focusing only on average returns.
How consistent is LIC MF Dividend Yield Fund?
LIC MF Dividend Yield Fund has shown Average consistency compared with other funds in its category.
Historically:
•
Top performer: 44%
•
Bottom performer: 35%
Is the extra return from LIC MF Dividend Yield Fund worth the risk?
Risk-adjusted performance measures whether investors were adequately rewarded for the risks taken.
Historically, LIC MF Dividend Yield Fund delivered Average risk-adjusted returns compared with similar funds.
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