HDFC DIVIDEND YIELD FUND
Dividend Yield Fund
Launch Date: 27 Nov 2020
Suitable for
Investment Period
5+ year investments
Moderate risk investors
Okay with some fluctuations but prefer steadier growth.
Review
Delivers good overall results with lower risk and strong performance for the risk taken, though long-term data is limited.
HDFC DIVIDEND YIELD FUND
Dividend Yield Fund
Fund Health
Returns 📈
Typically 18-21% if held 5+ years
Risk ⚠️
Risk of less than FD returns -
Very Low
Quality 🏆
Extra Returns for the Risk -
Strong
Consistency of Performance -
Good
Peer Performance
| Fund | Rolling 5Y Returns | Last 3Y Returns | Risk < FD Returns | Consistency Of Performance |
|---|---|---|---|---|
Hdfc Dividend Yield Fund New | 20% | 15% | 0% | Good |
Icici Prudential Dividend Yield Equity Fund | 18% | 21% | 22% | Strong |
Franklin India Dividend Yield Fund | 18% | 15% | 13% | Average |
Nifty 500 Benchmark | 15% | 16% | 9% | — |
Dividend Yield Fund Category Average | 16% | 17% | 15% | — |
Return
Recent
Good
Better or close to other funds / index
Overall
Good
Done well in recent years, but average long-term performance
Risk
Risk of low returns
Good
Better or close to other funds in avoiding low returns
Extra Return for the Risk
Good
Delivers strong returns for the risk taken compared to peers
Consistency
Good
Consistently outperforms - rarely underperforms compared to peers
Overall Performance
Overall
Good
Strong overall performance across all metrics
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Track Record
Recent Performance
+40%
+20%
0%
-10%
2022
2023
2024
2025
2026
Index
Fund
When market falls
-0%
-10%
-20%
-30%
-40%
-50%
Jun '22
Mar '23
Index
Fund
During big market falls, your fund falls less than the market.
Recovery time after falls
9 months
Fund
|
10 months
Index
Average time taken to recover after a major fall
Fastest recovery
2 mth|2 mth
Slowest recovery
24 mth|23 mth
Details
AUM
₹1644 Cr
Expense Ratio
0.70%
Exit Load
• Exit load of 1.00% is payable if Units are redeemed / switched-out within 1 year from the date of allotment of units. • No Exit Load is payable if Units are redeemed / switched-out after 1 year from the date of allotment
Minimum Amount
₹5000.00
Fund Manager
FM 1 - Mr.Gopal Agarwal, FM 2 - Mr. Dhruv Muchhal
Fund House
HDFC Asset Management Company Limited
Launch Date
27 Nov 2020
Age
5 years
Category
Dividend Yield Fund
Benchmark
Nifty 500 TRI
FAQs
Is HDFC DIVIDEND YIELD FUND a good mutual fund?
HDFC DIVIDEND YIELD FUND is a Good fund based on its returns, risk and consistency.
Historically:
•
Typical returns have been around 20%
•
Risk of earning less than FD returns has been Very Low
•
Performance consistency has been Good
Compared with other funds in the Dividend Yield Fund category, it has delivered better returns while taking less risk.
This fund may be suitable for investors with an investment horizon of at least 5+ years.
* This fund is 5 years old and data is limited for different market cycles.
Should I invest in HDFC DIVIDEND YIELD FUND?
If you're looking for a Dividend Yield Fund fund, HDFC DIVIDEND YIELD FUND is one of the stronger options based on its long-term returns, risk management and consistency.
However, your investment horizon, risk tolerance and existing portfolio should also be considered before investing.
* This fund is 5 years old and data is limited for different market cycles.
Is HDFC DIVIDEND YIELD FUND safe?
No equity mutual fund is completely safe.
Compared with similar funds, HDFC DIVIDEND YIELD FUND has shown Good downside protection.
Historically, investors holding the fund for 3 years earned less than FD returns in approximately 0% of periods.
This suggests the fund carries less risk relative to its peers.
* This fund is 5 years old and data is limited for different market cycles.
Can I lose money in HDFC DIVIDEND YIELD FUND?
Yes.
Like all equity mutual funds, HDFC DIVIDEND YIELD FUND can generate negative returns over shorter periods.
Historically, investors holding the fund for 5+ years experienced negative returns in approximately 0% of periods.
The probability generally decreases as the investment horizon increases.
* This fund is 5 years old and data is limited for different market cycles.
What returns can I expect from HDFC DIVIDEND YIELD FUND?
Historically, investors holding HDFC DIVIDEND YIELD FUND for 5+ years experienced:
•
Typical returns around 20% p.a.
•
Best represented by recent returns of 17% p.a.
•
Worst historical outcome of 17% p.a.
Actual future returns will differ, but historical rolling returns provide a realistic range of outcomes.
* This fund is 5 years old and data is limited for different market cycles.
How risky is HDFC DIVIDEND YIELD FUND?
HDFC DIVIDEND YIELD FUND has a Very Low risk profile compared with similar funds.
Historically:
•
Probability of earning less than FD returns: 0%
•
Average fall during major market declines: 11%
•
Average recovery time: 9 months
* This fund is 5 years old and data is limited for different market cycles.
How does HDFC DIVIDEND YIELD FUND perform during market crashes?
During major market declines, HDFC DIVIDEND YIELD FUND has historically fallen around 11% compared with 14% for its benchmark.
This means the fund has protected investors better than the benchmark during difficult periods.
* This fund is 5 years old and data is limited for different market cycles.
How long does HDFC DIVIDEND YIELD FUND take to recover after a fall?
Historically, HDFC DIVIDEND YIELD FUND has taken around 9 months to recover from major market declines.
The benchmark recovered in approximately 10 months.
Faster recovery times generally indicate stronger resilience during market corrections.
* This fund is 5 years old and data is limited for different market cycles.
Who should invest in HDFC DIVIDEND YIELD FUND?
HDFC DIVIDEND YIELD FUND may be suitable for investors who:
•
Have an investment horizon of at least 5+ years
•
Are comfortable with Moderate risk
•
Want exposure to Dividend Yield Fund funds
Who should avoid HDFC DIVIDEND YIELD FUND?
This fund may not be suitable for investors who:
•
Need money within 5+ years
•
Cannot tolerate market volatility
•
Prefer guaranteed returns
•
Are looking for a different investment style
Is HDFC DIVIDEND YIELD FUND suitable for SIP investing?
HDFC DIVIDEND YIELD FUND can be suitable for SIP investors with a horizon of at least 5+ years.
SIPs can help reduce the impact of short-term market volatility by investing across different market conditions.
What is the probability that HDFC DIVIDEND YIELD FUND earns less than a fixed deposit?
Historically, investors holding HDFC DIVIDEND YIELD FUND for 3 years earned less than FD returns in approximately 0% of periods.
This metric helps investors understand downside risk rather than focusing only on average returns.
* This fund is 5 years old and data is limited for different market cycles.
How consistent is HDFC DIVIDEND YIELD FUND?
HDFC DIVIDEND YIELD FUND has shown Good consistency compared with other funds in its category.
Historically:
•
Top performer: 25%
•
Bottom performer: 10%
* This fund is 5 years old and data is limited for different market cycles.
Is the extra return from HDFC DIVIDEND YIELD FUND worth the risk?
Risk-adjusted performance measures whether investors were adequately rewarded for the risks taken.
Historically, HDFC DIVIDEND YIELD FUND delivered Good risk-adjusted returns compared with similar funds.
* This fund is 5 years old and data is limited for different market cycles.
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